Sign up to get the latest student loan tips and news:

* indicates required


What If You’re Married?

If you die, your widowed spouse could be left responsible for paying off your student loans, depending on your state of legal residence and whether the loans were borrowed during the marriage.

 In the nine community property states — Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin — a surviving spouse may be held liable for repaying a private student loan following the death of their husband or wife, even if they didn’t cosign the loans, but only if the loan was taken out after the marriage.

If the loan was borrowed before the marriage or the couple did not live in a community property state, this spouse is not responsible for the loans unless they cosigned the loan.

Minimize Your Risk

Death is never a comfortable topic to think or talk about, but when it comes to the financial repercussions it could leave on your loved ones, prepare yourself in advance in the event of the worst. Consider these tips to help your loved ones deal with your debts in the event of your untimely passing:

Follow us on FacebookTwitter, and LinkedIn for expert advice and the latest news!

A good place to start:

See the best 529 plans, personalized for you


Deal with student loan debt better.

Sign up for our newsletter.

Saving For College is an unbiased, independent resource for parents and financial professionals, providing them with information and tools to understand the benefits of 529 college savings plans and how to meet the challenge of increasing college costs.